FINANCIAL TECHNOLOGIES IN THE RETAIL BANKING MARKET

Banking Market Structure, Financial Dependence and Growth

This paper explores the empirical relevance of banking market structure on growth. There is substantial evidence of a positive relationship between the level of development of the banking sector of an economy and its long-run output growth. Little is known, however, about the role played by the market structure of the banking sector on the dynamics of capital accumulation. This paper provides e...

Competition in Nordic Retail Banking

Market Oriented Banking, Economic Growth and International Financial Stability

The financial sector received little attention in the literature on macroeconomic policy, growth and development until fairly recently. In fact, post-war macroeconomics in both the Keynesian and monetarist traditions paid little or no attention to banks and other financial institutions. This is somewhat ironic because both approaches were well aware of the role of banks in propagating the Great...

The Rodney L. White Center for Financial Research Organizational Design Choices in Retail Banking

Using a database of branch managers in retail banks, this study finds some empirical support for the two main predictions of Jensen and Meckling’s (1992) theory on organizational design choices: a) the allocation of decision rights to branch managers is associated with control systems that measure their performance and reward them based on these performance measures, and b) these decision right...

retail banking market segmentation based on the expected benefits of bank mellat customers

goal of any enterprise is to be more efficient and gain morebenefits. market segmentation in most areas, particularly retail bankingindustry, is a strategic tool for optimum allocation of resources and as aresult achieving this objective. this study with the purpose of retailbanking market segmentation is based on the benefits expected. toaccomplish this goal, in addition to field studies throu...